The Chamber Benefit Plan (CBP) is a self-funded Multiple Employer Welfare Arrangement (MEWA) that is sponsored by the Wheeling Area Chamber of Commerce and administered by THP Insurance Co. Inc. (a subsidiary of The Health Plan). The plan is backed by THP Insurance Co. with "reinsurance protection" including protection for groups and participants in the event the plan's trust should not have adequate funding to cover benefits. The plan is governed by trustees who are Wheeling Area Chamber of Commerce members and by-laws that satisfy West Virginia law. The plan is available to WV employer groups with up to 99 eligible employee lives based in West Virginia and members of The Wheeling Area Chamber of an affiliated chamber in WV, including the Jefferson County Chamber of Commerce. The CBP is a medically underwritten plan quoted and sold through West Virginia agents licensed with The Health Plan and THP Insurance Co.
